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finances for stay at home moms
Showing posts with label finances for stay at home moms. Show all posts
finances for stay at home moms stay at home mum

Remote Job Opportunities For Stay-At-Home Mums

November 15, 2023

Remote Job Opportunities For Stay-At-Home Mums

Mothers who quit their jobs or businesses to care for their children full time, often wonder how best to keep themselves busy and distracted beyond chores and motherhood and equally have some financial safety net. The good news is, the 21st century has come with continuously evolving modernity and many perks that make life easier. Remote jobs are one of such perks. So many organizations are incorporating remote work options into their structure. Working remote jobs can be a huge breath of fresh air for SAHMs. It can add a little zag to their linear way of life and financial security.


Stay-at-home mums who want to develop a financial safety net can consider any of these 10 remote job opportunities that offer decent to high pay:


Transcription: This involves transforming audio or voice information to written format. This can be audio recordings, or podcasts You can start working with your phone if you don't have a laptop yet. A good listening skill is a huge requirement to be successful in transcription, as verbatim writing is mostly the goal here. Some skills needed for transcription are speed typing, accuracy, good spelling, grammar and punctuation, computer proficiency, strong concentration, and time management skills. Some companies that hire transcriptionists include: Go transcript, Transcription for Everyone, 3Play Media  VoxTab, Scribie

 The pay is average and you can earn as high as $20 per hour.


Data entry: Data entry is the process of automating data by inputting them into the computer. This could be financial reports or research data. Data entry is one of the most high in-demand remote skills. You would need to have some skills like meticulousness, research and data collection, time management etc. Understanding softwares like Excel, Google Sheets or LibreOffice Calc is equally important. You can find data entry jobs on Freelancer Jooble  Upwork 


Virtual assistance: A virtual assistant does the same job as an administrative assistant but through virtual media. Tons of people seek out virtual assistants every day to help them with mundane and even complex tasks. This could be replying emails, schedule management, file organization etc. Skills required are organization, time management, communication, critical thinking, writing, technical skills etc. Virtual assistant jobs can be found on Fiverr, Freelancer, Jooble, Flex jobs  Upwork


Online Teacher/Tutor: Online tutoring is another lucrative venture. So many people now resort to online learning because of the flexibility and comfort it offers. You can teach virtually anything online, from educational courses, life hacks, do-it-yourself guides, and so forth. You can sign up on platforms like Chegg Study  Skooli Tutor Point, Mathnasium, or start a YouTube channel. Either way, choose the method that suits you better.


Online Marketing: Marketing has long expanded from the typical brick-and-mortar style to various online formats. Having the passion to sell is not enough for marketing. You would need to take some courses to sharpen your skills. There are tons of platforms like Udemy, and Coursera that offer marketing courses. There are so many forms of marketing to choose from like digital marketing, content, social media marketing, and so forth.


Freelance writing: You can also make money from writing cool pieces for people. A good command of grammar, punctuation, spelling, and creativity are some of the things needed to start writing professionally. You can also improve your skills by taking professional courses. Platforms like Upwork, Fiverr, Jooble offer a plethora of opportunities for freelancers and potential clients. Start by signing up, setting up your profile (with your rates included), and then pitch to clients.


Customer Support: This job involves processing complaints and issues related to products and services. A customer support specialist also provides clarity on the usage of products. You would need to have a good of customer service management and softwares like Trello,, Zendesk, Zoho Desk etc. Some soft skills required for the job are communication, problem solving, customer focus, time management, analytical skills, conflict resolution and empathy.


Content creation: Your creative abilities can earn you tons of money through content creation.  Social media is the rave of the moment and various platforms reward ingenious creators by ad revenue sharing. You can choose to focus on one platform or create content across all the social media platforms, if you get the hang of all of it. You can start with mom content on TikTok or anything else you feel passionate about. It is important to study the any social media platform you want to work with and know the ropes of the metrics. It will be frustrating to create content people don't engage with.


Graphics Design: A graphics designer is a person who uses a computer software or hand to create designs, images or pictures for personal or commercial consumption. 

Graphics designers create ad bills, magazine covers, brochures and other design requirements. If you decide to venture into graphics designing, you'd have to acquire the skills required for it and have a strong portfolio that will convince potential clients. You can find graphics design jobs on Upwork, Freelancer,   Fiverr 


Web development: If you're on the techy side, you can consider web development. This is basically developing a website for the internet. A lot of technical skills are needed for web development. Aspiring web developers need to have skills in HTML/CSS, JavaScript, SEO and so forth. Check out courses for web developers like Coursera, Udemy, Hubspot etc.



The opportunities in the world are endless and you only have to be creative and go after what you want however it is important to note that if you are being realistic being a SAHM and combining work is just like moonlighting. Therefore, you should aim to make the most out of what you want to do. A friendly advice would be to pick niches in high demand, develop the skills needed, and search for jobs. You should also keep in mind that the job market is super competitive and jobs won't fall on a platter. Hence, go easy on yourself when your job search efforts are futile. Also, build an online presence. You never can tell, your dream job might come knocking on your door.


Get a FREE chapter of my book Free to fly: How to thrive as a stay-at-home mum here. You can also place your order Here 
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Practical things to implement as a stay at home mum with your spouse for security in case of loss || The Cuddle Blog

June 12, 2020

When we hear stories of women who have been done wrong by their spouses family after the death of the spouse our first response is always

*“That’s why you need to have a source of income as a wife”*



Without us knowing this continues to push the narrative that what stay at home mums are doing is not valuable and makes women rush into business with fear without properly thinking through what business entails. I understand that we cannot plan for death and more so how the family will react in this but what we can do is also try to make sure some things are in place in our families in the event of the death of any spouse. 



“Go and start a business” should not be the default answer because starting a business will not take care of the humiliation you’d feel from your supposed “family” or the fact that someone will come out of the blue to take everything you’ve built with your spouse for donkey years! No, having an income won’t take that hurt away! However, business is HARD!! It’s risky, it’s uncertain and you don’t want to be caught in a business that is just about money because that is hard to sustain - what if the “money” doesn’t come for a few years? You’d run to the next thing? At the expense of being able to fend for your children?

Here are some practical things to implement to limit the power any family can have over what you and your husband have built;

  1. Have an honest conversation with your husband: The place to start is to have an honest conversation with your husband. Let him not think you’re praying for him to die but it’s the reality of life. What will happen when you die? What will happen when I die? Let it be stated and let it be put in motion all the things that need to take place. 

  1. Start the process of including each other in legal documents: Yes, each other. Who is your next of kin on your documents, who is his next of kin on documents? Does anyone own a property before marriage? What are the steps needed to include the other party on the documents? 


  1. If your husband has a business, get part of the shares and be documented with your kids as directors or create a holding company: I don’t exactly know how this works but I know that someone that doesn't have shares cannot push you out. What is the process to add you to the list? This is not saying you’d do the business now, but just be included in the legal documents.

  1. Let properties be bought in the company name; If you have to now purchase a property and there is a business, buy the property in the company name (recently heard this from an older couple in business) that way with you and your children as the directors of the company you can always decide what to do with the property. Of course, we know that the legalities of business don't allow for one to make sauce decisions like that on the fly but the idea is that the husbands family cannot just decide without your consent.
  2. Life insurance: I know this is not exactly cheap but I know you don’t also have to pay it once, with life insurance you get a certain amount when your spouse dies.
  1. Let there be a will: Most importantly, let there be a will. You might think this is not important or you don’t have anything but it will be the only legally binding document that will make anyone backoff. When it is created, it will just be reviewed as time goes by. Asides from the husband writing a will, you as the wife should also know who the lawyer that is the custodian of the will is, this is to ensure that you are in the loop of things and nothing can happen behind your back.

All of this is said under the assumption that you are in a marriage that is between 2 people who are submitted to one another as it should be. I know it’s not the ideal situation for everyone and in those situations, I would still say keep having the conversation but don’t go into a business fueled out of fear of “what will happen” know that what you are doing as a stay at home mum is valuable and worthy of note.


Another thing to note is, anyone that thinks they need to take other people’s property because they are in a vulnerable position is absolutely in the wrong and will be held accountable to God and humanity. 



I am not saying stay at home mums shouldn’t run a business or earn money, I also know people who have had to let go of doing business for this journey of being a stay at home because it’s not an easy thing to combine. 



So, if you think you can run a business while being a stay at home mum ensure that you have the right information of what you need to know before you do start and I really pray and hopes it works out. 

Please let me know what you think.


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